With all of the rainy weather and flooding the Chicago area has been experiencing lately, many Chicago homeowners are wondering how they could have been better prepared.
One of the biggest forms of preparation when it comes to protecting your home from water damage is making sure you have flood insurance. Many homeowners don’t think about the damage that water can cause to their home until it’s too late. But, the Federal Emergency Management Agency (FEMA) is constantly working to keep the state’s flood maps updated with information on flood risks for different areas, so it is always a good idea to check the maps on a regular basis.
If your specific area isn’t considered a high risk flood area, insurance may not always be the best option. However, you should still know what you should do before, during and after any significant rainfall occurs.
- Make sure your furnace, water heater, washer and dryer and other permanent equipment are kept in areas above the expected flood levels.
- Schedule routine inspections for your generators and sump pumps.
- Keep sandbags on had to divert unusually high water.
- Be sure to have an evacuation plan.
- Listen to the radio or television for storm and flooding updates.
- If the storm gets bad, turn off utilities at the main power switch.
- Avoid walking or driving through rising waters.
- Remove standing water as soon as possible, especially in basements.
- Wash and disinfect any areas affected by flooding.
- Dry or remove soaked carpets, padding and upholstery within one or two days after any flooding.
- Report any loss to your insurance agent.
We hope all Chicago residents and your homes stay as dry as possible over the next few days!